This Privacy Policy is intended to help you better understand how we collect, use and store your personal information- whether you are a member of Ruhbaru or whether
you’re simply visiting this website. By using any of Ruhbaru’s services, you are agreeing to the terms of this Privacy Policy.
We may update this Privacy Policy from time to time in order to reflect, for example, changes to our privacy practices or for other operational, legal, or regulatory
reasons. If we make material changes to this Privacy Policy, we will give you notice of such changes by posting the revised policy on this Website, and where appropriate,
by other means. By continuing to use this website or the service after these changes are posted, you agree to the revised policy.
What information do we collect from you and why?
We collect your name, email address, phone number(s) and credit card details.
We need this information to provide you with our services; for example, to confirm your identity, contact you, and other similar purposes.
We collect data about the Ruhbaru third party linked webpages that you visit. We also collect data about how and when you access your account, including information
about the device and browser you use, your network connection and your IP address. We need this information to give you access to and improve our services.
Upon completing the sign-up process for the services, and depending on your location, we may create a Ruhbaru Payments account on your behalf. If you activate a Ruhbaru
Payments account, we collect your personal information, bank account information and government-issued identification information, such as your copy of your
government-issued identification.
We need this information to create a Ruhbaru Payments account for you, to provide you with Ruhbaru Payments services, including fraud and risk monitoring, and to comply
with applicable legal and regulatory requirements.
We collect Personal Information that you provide after completion of a session. We use this information to provide you with our services and better serve our members.
We will also use Personal Information in other cases where you have given us your express permission.
When do we collect this information?
We collect Personal Information when you sign up for our Services, when you access our Services or otherwise provide us with the information.
We also collect information from our service provider’s clients. We need this information to provide our service providers with our Services, including supporting and
processing orders, authentication, and processing payments. We also use this information to improve our Services.
Service providers are individuals that have agreed to the terms and conditions and contracts of Ruhbaru and to work with Ruhbaru toprovide sessions to the members of Ruhbaru.
What information do we collect from Service Providers and why?
We collect your name, company name, educational background, website, phone number(s), address, business type, licenses, certificates and email address.
We use this information to work with you, confirm your identity, contact you, and pay you.
We collect data about the Ruhbaru-third party webpages that you visit and how and when you access your account, including information about the device and browser you use,
your network connection and your IP address.
We use this information to give you access to and improve our Services.
We collect Personal Information about your clients that you share with us or that they provide to us directly.
We use this information to work with you and to provide our Services to your customers.
We will also use Personal Information in other cases where you have given us express permission.
When do we collect this information?
We collect this information when you sign a contract with us to and when we build your profile online. We also collect any additional information that you might provide to us.
What information do we collect and why?
From Ruhbaru website visitors, we collect information about the device and browser you use, your network connection and your IP address. We also collect Personal Information
submitted by you via any messaging feature available from our website (“Ruh-Chat”).
We may also receive Personal Information when you use or make other requests to Ruhbaru via our website.
From telephone support users, we collect your phone number and call audio.
From chat support users, we collect your name, email address, information about the device and browser you use, your network connection, your IP address and chat transcript.
From forum users, we collect your name, email address and website URL.
We use this information to provide and enhance our Services (including servicing your account, if applicable), and answer any questions you may have.
When do we collect this information?
We collect this information when you visit Ruhbaru-hosted webpages, use Services offered on our websites or engage with us either by email, web form, instant message, phone, or post content on or through our websites (including forums, blogs and the like). We also collect any additional information that you might provide to us.
What is a cookie?
A cookie is a small amount of data, which may include a unique identifier. Cookies are sent to your browser from a website and stored on your device. We assign a different cookie to each device that accesses our website.
Why does Ruhbaru use cookies and similar tracking technology?
We use cookies to recognize your device and provide you with a personalized experience.
We also use cookies to serve targeted ads from other third-party vendors.
Our third-party advertisers use cookies to track your prior visits to our websites and elsewhere on the Internet in order to serve you targeted ads.
We may also use web beacons, tracking technology and other automated tracking methods on our websites, in communications with you, and in our products and services,
to measure performance and engagement.
Please note that because there is no consistent industry understanding of how to respond to “Do Not Track” signals, we do not alter our data collection and usage
practices when we detect such a signal from your browser.
When and why do we share Personal Information with third parties?
Ruhbaru works with third parties to help provide you with our Services and we may share Personal Information with them to support these efforts. In certain limited
circumstances, we may also be required to share information with third parties to conform to legal requirements or to respond to lawful requests by public authorities,
including to meet national security or law enforcement requirements. We may also receive Personal Information from our partners and third parties.
Personal Information may be shared with third parties to prevent, investigate, or take action regarding illegal activities, suspected fraud, situations involving
potential threats to the physical safety of any person, violations of our Terms of Service or any other agreement related to the Services, or as otherwise required by law.
Personal Information may be shared with third party vendors to help us conduct marketing and/or advertising campaigns.
Personal Information may also be shared with a company that acquires our business, whether through merger, acquisition, bankruptcy, dissolution, reorganization, or other
similar transaction or proceeding. If this happens, we will post a notice on our home page.
Ruhbaru is responsible for all onward transfers of Personal Information to third parties in accordance with the relevant laws of Pakistan.
Ruhbaru will always ask for your consent before sharing your Personal Information with third parties for purposes other than those described under the section titles ‘When
and why do we share Personal Information with third parties?
What do we do with your Personal Information when you terminate your relationship with us?
We will continue to store archived copies of your Personal Information for legitimate business purposes and to comply with the law.
We will continue to store anonymous or anonymized information, such as website visits, without identifiers, in order to improve our Services.
What we don’t do with your Personal Information?
We do not and will never share, disclose, sell, rent, or otherwise provide Personal Information to other companies (other than to specific Ruhbaru service providers you
may be interacting with) for the marketing of their own products or services.
If you are a service provider using Ruhbaru’s Services, we do not use the Personal Information we collect from you or your clients to independently contact or market to
your customers.
How do we keep your Personal Information secure?
We follow industry standards on information security management to safeguard sensitive information, such as financial information, intellectual property, employee
details and any other Personal Information entrusted to us. Our information security systems apply to people, processes and information technology systems on a risk
management basis.
We perform annual audits to ensure our handling of your credit card information aligns with industry guidelines.
No method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, we cannot guarantee the absolute security of your Personal
Information.
You retain all rights to your Personal Information and can access it anytime. In addition, Ruhbaru takes reasonable steps to allow you to correct, amend, delete, or
limit the use of your Personal Information. You can update many types of Personal Information, such as payment or contact information, directly within your account
settings. If you are unable to change your Personal Information within your account settings, please contact us to make the required changes. It’s important to remember
that if you delete or limit the use of your Personal Information, the Services may not function properly.
If you have any questions about your Personal Information or this policy, or if you would like to make a complaint about how Ruhbaru processes your personal data,
please contact Ruhbaru by email at contact@Ruhbaru.com, or by using the contact details given in the Contact Us section.